My Employer Isn't Remitting My SSS.
The 12 Questions
They deducted from your salary. They never remitted. Section 22-B of the SSS Law is on your side. Here are the twelve questions — and the answers — that recover your contributions and protect your job.
Isn't Remitting
My SSS
"Section 22-B of the SSS Law puts the employer on the hook. You don't lose your contributions."
23 pages, 12 questions · with the answers.
Skip the prose if you need to. Use the tables. Come back later for the explanations.
How do I know if my employer is actually not remitting?
What to check in My.SSS, what "posted" really means, and how to read your contribution history accurately.
My employer deducts from my salary — is that enough proof?
Payslips, BIR records, and what counts as legal evidence under Section 22-B.
What's the difference between SSS, POEA, and DMW for this complaint?
Three different agencies. Each has its own path. Pick the wrong one and you lose months.
Where do I file the complaint?
Branch addresses, online portals, hotlines for OFWs abroad, and the DFA-facilitated route from your host country.
Why not DOLE?
The honest answer about why DOLE often deflects these cases — and where to actually go instead.
What documents do I need?
The exact checklist, with templates and sample affidavits.
What will SSS do after I file?
Their internal subpoena process, the employer interview, realistic timelines.
Will I lose my job for filing?
Anti-retaliation protections, who actually knows you filed, and the realistic risks.
Can I still claim SSS benefits while the case is pending?
Yes — and here's how the law guarantees it under Section 22-B.
What if I quit before this is resolved?
Your claim survives your employment. The case is yours, not theirs.
What if my employer is a manning agency abroad?
Sea-based OFW path: MARINA, POEA, and the international flag-state dimension.
What happens to my employer if SSS finds them at fault?
Penalties, criminal exposure, and what "settlement" usually looks like.
Four readers we built this for.
Sea-based OFW
Whose manning agency is the current employer.
Land-based OFW
With a past Philippine employer who never remitted before you deployed.
Family at home
Currently employed in PH and discovered the gap.
Returning OFW
Auditing every past employer before retirement.
Cited. Compact. Lifetime updates.
Primary sources only
Republic acts, agency circulars, MySSS / PhilHealth portal docs — every claim cites where it came from.
Independent
Not affiliated with SSS, PhilHealth, OWWA, DMW, or any government agency. No ads. No affiliates.
Updated for life
When the rules change, we update the guide and email you the new edition — free, forever.
30-day money-back
If the playbook doesn't help — email us within 30 days. Full refund. No friction.
Section 22-B doesn't have a deadline. Your retirement does.
One read tonight. The procedure tomorrow. Your family deserves the version of you who already knows the next move.
OFW toolkit
Not sure if this is the only guide you need?
Choose the next tool based on what you are trying to fix: SSS, monthly padala, hospital paperwork, claims, fraud, or full preparation.
